First State Bank of Monticello

We want to be your bank!

The only locally-owned independent bank chartered in Monticello, Illinois.

Walk up or Drive Thru
7 a.m. - 9 p.m.
Monday to Saturday

Enjoy banking with our friendly efficient tellers
• 14 hours a day
• Six days a week

We work on your schedule.

24 hour Banking ~ Internet and Toll-free Phone

Main Lobby
9 a.m. - 5 p.m. Monday - Friday
9 a.m. - Noon on Saturday

Four-Lane Drive Thru &
Walk-up Banking
7 a.m. - 9 p.m. Monday - Saturday
Open most holidays

Visit us on the historic courthouse square in downtown Monticello.

First State Bank offers you unparalleled services, competitive rates, helpful staff, the longest lobby and teller hours in the area, and 24-hour banking.

First State Bank now offers you Verified by Visa. Verified by Visa Credit Card Processing puts you in control when shopping online: only you can approve purchases using your private password. Click on the logo at right to learn more or to sign up.

Local Ownership
A positive difference!

This web site and all material contained within it, including text, graphics, and images is copyrighted (c) 1999-2025 by First State Bank.
No portion of this site may be used or published without explicit written consent of the above parties.

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For questions or information regarding this commercial web site, contact banking@firststatemonticello.com