BUSINESS BANKING SERVICES

Our convenient Drive-Up four-lane banking facilities are open from 7 a.m. - 9 p.m., the longest banking hours in the area.

We offer a broad range of deposit and loan products for business purposes. Some are featured below.

Please call one of our Customer Service Representatives to discuss the various options available for deposit accounts.

For information on commercial loans and to set up an appointment, please contact Bill Blickhan or John Schaefer in our loan department at
(217) 762- 9431.

BUSINESS CHECKING

• High and low volume accounts available
• Fees can be off-set with an earnings credit on your balance
• Interest bearing accounts available for sole proprietorships and not-for-profits

BUSINESS NOW CHECKING

• Sole Proprietorship businesses and Nonprofit Organizations may enjoy the benefits of interest-bearing checking accounts.

• Small Businesses can process credit cards like visa, mastercard, discover, amex. 
• Free credit card terminal or free virtual terminal, Processor Agnostic POS System 
• Suitable for merchants who need compatibilty with larger credit card processing networks like PaymentSphere, MOTO Merchant Solutions and Patriot Bankcard.

BUSINESS MONEY MARKET ACCOUNTS

• Minimum balance of $2,500
• Variable interest rates
• Monthly statements
• Six transfers allowed per month, of which three may be made by check, draft, debit card or similar order by depositor and paid to third parties.

BUSINESS CERTIFICATE OF DEPOSIT

• Jumbo CD's ($100,000 or greater) may qualify for a preferential interest rate.

BUSINESS LOANS

• Short term operating loans
• Intermediate term equipment loans
• Long term real estate loans
• Flexible terms, competitive rates
• Experienced lenders
• Local decision making

OTHER

• Merchant credit card programs
• Night Depository
• Convenient drive-thru hours

Planning to open a new business? Bring in your basic business plan and let us help you get started!

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No portion of this site may be used or published without explicit written consent of the above parties.

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For questions or information regarding this commercial web site, contact banking@firststatemonticello.com