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PRIVACY STATEMENT
At First State Bank,
we understand that our customers are concerned about their personal
information. Because of this, your privacy has always been, and will
always be, one of our most important concerns. We have adopted the following
privacy principles, continuing our commitment to you, our valued customer.
Collection and
Use of Personal Information
We collect, retain and use information about you only where we reasonably
believe that it will help administer our business or provide products,
services, and other opportunities to you. We use merchant safe to scan and alert us for security problems with our website. We collect and retain information
about you only for specific business purposes and we will tell you why
we are collecting and retaining it upon your request. We use information
to protect and administer your records, accounts, and funds; to comply
with laws and regulation; to help us design or improve our products
and services; and to understand your financial needs so that we may
provide you with quality products and superior service.
Maintenance of
Accurate Information
We have procedures in place to help assure that your financial information
is accurate, current, and complete in accordance with commercial standards.
We also have procedures to respond to your requests to correct inaccurate
information in a timely manner. While some of these procedures are required
by federal or state law, we have implemented additional procedures to
maintain accurate, current, and complete financial information.
Employee Access
to Information
We will allow only employees actively engaged in their assigned duties,
as authorized by First State Bank, to have access to or
use your information. Our employees are governed by a code of conduct
that includes the responsibility to protect the confidentiality of each
customer's personal information.
Disclosing Information
to Parties Outside Our Affiliated Bank
We do not reveal specific information about your accounts or other personally
identifiable data to parties outside our affiliated banks for their
independent use unless: 1) you request or authorize it; 2) the information
is provided to help complete a transaction initiated by you; 3) the
information is provided to a reputable credit bureau or similar reporting
agency; or 4) the disclosure otherwise is lawfully permitted or required.
We do not provide account or personal information to companies for the
purpose of independent telemarketing or direct mail marketing.
Maintaining Your
Privacy in Business Relationships with Parties Outside our Bank
Sometimes it may be necessary to provide personally identifiable information
about you to a party outside our affiliated bank, such as to a vendor
or audit company that we hire. These third parties must agree to safeguard
the confidential information about you and your products and services
with us and must abide by applicable law.
Disclosing our
Privacy Policy to You
We want you to understand our commitment to personal privacy and our
use of information. For this reason, we have prepared this Privacy Policy.
This should answer most of your questions that you may have about how
we gather, protect, and use information. For more information regarding
the policy, contact us in writing at 201 West Main Street, Monticello,
Illinois 61856 or by phone at (217) 762-9431 or via e-mail: banking@FirstStateMonticello.com
Thank you for
Choosing First State Bank
Whether it is on the Internet, in person, via telephone or mail,
we are committed to protecting your privacy. You can rest assured that
we will continue to provide you with the most up-to-date safeguards
possible to ensure the safety of your personal financial information.
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